Do I need a survey?

You will need a valuer to assess your property on behalf of the lending institution if you require a mortgage to complete the exchange. For a small fee you can acquire more information by arranging a more detailed ‘Home Buyers Report’. This will provide a more comprehensive view of the house. You will also be advised to obtain a structural report that details any unseen damage or required renovations ahead of the deal completion, especially suggested if you have an older property. This is all up to the seller to organise this, as they are responsible for informing the buyer about any issues involved with the property.

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